Last year I was stoked to learn that I could get full coverage on my '04 749s for peanuts.
Fast-forward to policy renewal time and Geico jacked my rate up 500%. No tickets, no claims, no changes. I'm squeaky clean.
I called them up and apparently my bike was recently reclassified into a "sportier" category, hence the increase.
Is this typical? A good chunk of my mod and track money just potentially evaporated!
I think it's time to shop around, so if anyone has a recommendation I'm all ears.
BK
Quote from: BK_856er on October 28, 2008, 09:06:30 PM
Last year I was stoked to learn that I could get full coverage on my '04 749s for peanuts.
Fast-forward to policy renewal time and Geico jacked my rate up 500%. No tickets, no claims, no changes. I'm squeaky clean.
I called them up and apparently my bike was recently reclassified into a "sportier" category, hence the increase.
Is this typical? A good chunk of my mod and track money just potentially evaporated!
I think it's time to shop around, so if anyone has a recommendation I'm all ears.
BK
That sucks!
Call Daniel Sui Chan (http://local.google.com/maps?f=q&hl=en&geocode=&q=Daniel+Sui+Chan+near+San+Francisco,+CA&sll=37.0625,-95.677068&sspn=31.839416,56.601563&ie=UTF8&ll=37.790388,-122.46254&spn=0.061995,0.11055&z=13&iwloc=A) in San Francisco. He writes policies for several companies and gives very good advice.
Just try every one that you consider reputable. You will almost certainly find a better price. Sorry for the hassle, and good luck.
Leave Geico, they are the most expensive and their customer service sucks [bang]
Although I'm sure that it's probably legal, it just ain't right.
Kick those jerks to the curb. After a lot of comparing of prices when I first started riding I ended up going with State Farm. I've had to file a claim with them, too, and they were very good about the situtation--very timely and fair. They didn't ask a lot of questions, signed the check and sent me on my merry way in a week or so after the accident. They only charge by the CC's--at least that's what I was told. They have my husband's bike accidentally listed as a 90 cc instead of a 900 cc so we save a little money there, too! [thumbsup] I even told my agent about it, and she just told me not to worry about it. She said that it doesn't really matter anyway. :o
I got a few more quotes and it turns out that the Geico rate is competitive for the same coverage. Some quotes were lower for bike #1 vs. bike #2, but the total came out about the same. I was never able to connect with Daniel and my calls were not returned. I'll keep shopping around and give more consideration to what I actually need, but at this point it is what it is!
BK
I have a guy at State Farm who might be ablel to get you a better quote. PM me for details.
I went thru a broker and ended up with American Modern Ins by Carnegie. It is HALF of what Progressive was going to raise my rate to!
I have used a broker in the past and saved large amounts of cash that way currently i have country insurance which is strictly based off of displacement as far as i know.
Quote from: BK_856er on October 28, 2008, 09:06:30 PM
Last year I was stoked to learn that I could get full coverage on my '04 749s for peanuts.
Fast-forward to policy renewal time and Geico jacked my rate up 500%. No tickets, no claims, no changes. I'm squeaky clean.
I called them up and apparently my bike was recently reclassified into a "sportier" category, hence the increase.
Is this typical? A good chunk of my mod and track money just potentially evaporated!
I think it's time to shop around, so if anyone has a recommendation I'm all ears.
BK
Hey BK! Great to hear from you although not really positive news re: the hike in insurance rate on your beautiful new bike... that is really terrible! Thanks for posting this info up. It is good to keep in mind... guess I should definitely ignore the temptation to get that Aprilia Mille that a friend has been bugging me about... :P
Quote from: CharliesAngel on November 18, 2008, 03:11:53 PM
Hey BK! Great to hear from you although not really positive news re: the hike in insurance rate on your beautiful new bike... that is really terrible! Thanks for posting this info up. It is good to keep in mind... guess I should definitely ignore the temptation to get that Aprilia Mille that a friend has been bugging me about... :P
Aprilia Mille...yummy.
Yeah, watch out for the "low introductory teaser rates" and "balloon policies" [laugh]
I took the 749s out on Sunday for a good romp in the hills...everything is back in perspective...it's totally worth it.
BK
I would also suggest you get a quote from State Farm. They base their rates strictly on displacement, not class of motorcycle. So when I was considering switching from my old SV650 to a GSX-R 600, my rates would have gone down! And your 749 will be less than my SportClassic S1000. Guess it must really suck to insure a big Harley . [laugh]
Quote from: slower than... on November 23, 2008, 09:00:52 AM
I would also suggest you get a quote from State Farm. They base their rates strictly on displacement, not class of motorcycle. So when I was considering switching from my old SV650 to a GSX-R 600, my rates would have gone down! And your 749 will be less than my SportClassic S1000. Guess it must really suck to insure a big Harley . [laugh]
Hi, were you at Pt Reyes today on your bike? A bunch of us were eating at the Pine Cone Diner having brunch/lunch...
Quote from: CharliesAngel on November 23, 2008, 01:31:20 PM
Hi, were you at Pt Reyes today on your bike? A bunch of us were eating at the Pine Cone Diner having brunch/lunch...
I wish it was me, but I spent the weekend in crutches because of a painful flare up of my knee (still giving me trouble from a crash of a couple of years ago).