I have a Progressive policy for my Monster and Allstate for my 996, but I need to have full-year coverage for both to have policy in effect. I hardly ride at all from Nov to Feb. but my old moto insurance agent that gave me partial year policies isn't around anymore. Just wondering who you guys use and would recommend?
already tried geico and eSurance but they're not that great on price.
Motorcycle Services in Long Island. Somebody here (or the late great DML) recommended these guys to me. 516-682-9220. Good luck!
-Dan
Dairyland is cheapest for most people.
But if your not riding the bike during that time. Id just cancel the insurance policy and say you dont want to ride it anymore. They will pro rate the refund. and just start it back up when you know you want to ride.
Quote from: Razzo Bolognese on September 02, 2009, 11:25:59 AM
Motorcycle Services in Long Island. Somebody here (or the late great DML) recommended these guys to me. 516-682-9220. Good luck!
-Dan
+1
Quote from: He Man on September 02, 2009, 11:30:52 AM
Dairyland is cheapest for most people.
But if your not riding the bike during that time. Id just cancel the insurance policy and say you dont want to ride it anymore. They will pro rate the refund. and just start it back up when you know you want to ride.
+1
I use State Farm. Less than $450/yr FULL COVERAGE.
Progressive. $270 for full coverage if I pay upfront.
Quote from: mookieo2 on September 02, 2009, 03:40:26 PM
Progressive. $270 for full coverage if I pay upfront.
:o :o :o
I use State Farm it is a lot for the 1098 but i'm only 24 to say i can not wait to turn 25 for that insurance decrease is an understatement........somewhere around $980 a year for full coverage and a 1k deductible. However every other company i talked to wanted upwards of $3k a year [bang]
rider insurance or foremost
I think my nut was about $370. There are many factors that'll affect yer rate, especially where you live. That $270 that mookieo2 is paying is because he lives nowhere near a city.
-Dan
That's nuts, I pay about $350 for basic on two bikes for a year. Full coverage for 1 would cost me about 3k+ per year, but I live in a borough.
im with glatern. they want an arm and a leg for full covereage. though ti droped from 3k to about 1.5k this year when i turned 21. It might drop to 800ish where i can afford it. then ill be parking my bike in some serious questionable places..... maybe if i get lucky soneone will steal it so i can buy an S4Rs. :p
I think I'm going to drop collision coverage. If I pay roughly 900/year plus a $1000 deductable if I crash, doing the math I've already thrown away roughly $3000. I could even have done something god forbid like destroy the frame and likely SAVED money by getting a new (used) frame and fixing it myself. Then also if I made a claim my rates would be anally raping me from here to eternity.
INSURANCE COMPANIES ARE CROOKS.
/rant over
...i'll still keep theft and medical of course.
motosport brokerage inc. 631-369-6915
$720 full coverage 100/300....
medical? wats that? i didnt know they offered it. unless your talking about their 5,000 medical that costs an extra 200 a year..
Quote from: He Man on September 03, 2009, 09:43:35 PM
medical? wats that? i didnt know they offered it. unless your talking about their 5,000 medical that costs an extra 200 a year..
I think I meant liability, the one where if I kill somebody or injure myself, I am covered.
Not the "medical payments" one which is pretty much bullshit right?
i dont really know. i know you HAVE To cover liability. THat pretty much coveres anything you do to someone else within your insurance limits, regardless. Im not sure if it depends on whos at fault though.
THe medical, which i used to have with dairyland for $12 a year, only covered up to $5,000 of medical bills for yourself. sya you dropped your bike and hurt yourself.
When i switched to progressive they wanted $200/yr for $5000 worht of medical coverage. Not worth it because $5,000 goes almost no where, unless we are talking about taking care of a few scratches or burns, which i can do myself.
Oh yeah. I went back & double checked. I pay $351.00 with Motorcycle Services, LLC. On one bike. Minimum liability plus $25k uninsured motorist (an add'l $17). But until August I've never been licensed and I've never taken the MSF. I'd imagine parking it in Harlem isn't the cheapest thing in the world.
-Dan
Wouldn't regular medical insurance cover injury to myself if I crashed? I would hope so...
Quote from: Airborne on September 04, 2009, 06:04:36 PM
Wouldn't regular medical insurance cover injury to myself if I crashed? I would hope so...
you say that like everyone has medical insurance.'
I never had it.
Medical insurance would cover you in a motorcycle accident. And He Man, riding a motorcycle without medical insurance is not prudent. Hell, riding a motorcycle isn't prudent either, yet here we are.
-Dan
Find me some affordable health insurance and ill gladly pick it up! Until then i have to decide between food and health insurance. I choose the former.
The scary thing is it sounds like the exorbitant medical plan on bike insurance would probably be the best way to go if you're otherwise healthy. Go buy some band-aids He Man. I'll treat you to lunch! ;)
-Dan
Take him to lunch in china town he loves that place! ;D