Hi guys,
As you can see by the fact that I'm posting this at well past 3 a.m. that I'm definitely losing sleep over this nightmare. Anyway to make a long story short, someone messed with the lock which caused a bent frame and a broken steering head and lock, as you can note on the pictures attached below.
First, I noticed that the steering won't lock on the left position and that the ignition module had shifted downward to the left. So, I decided to further investigate the issue by removing the plastic trim covering the lock area of the frame. Then the nightmare became reality! I don't know what to do as I read that any damage to the frame will cause the insurance co. to total the bike!! :'( Oh and are you ready for the cherry on top of all of this? I just finished installing Speedymoto frame sliders and Rhino barend sliders with LS mirros when I made the discovery on my 2012 Monster 696 with ZERO MILES on it!!
(http://i1199.photobucket.com/albums/aa462/THEBHJB/Top1.jpg)
(http://i1199.photobucket.com/albums/aa462/THEBHJB/Top2.jpg)
(http://i1199.photobucket.com/albums/aa462/THEBHJB/Left1.jpg)
(http://i1199.photobucket.com/albums/aa462/THEBHJB/Left2.jpg)
(http://i1199.photobucket.com/albums/aa462/THEBHJB/Left4.jpg)
(http://i1199.photobucket.com/albums/aa462/THEBHJB/Left3.jpg)
(http://i1199.photobucket.com/albums/aa462/THEBHJB/Right1.jpg)
Any help and advice will be greatly appreciated.
Thank you.
Call your insurance company.
Quote from: ducpainter on February 01, 2012, 03:30:49 AM
Call your insurance company.
+1 and once they looked at it take the aftermarket bits off and save them for the new bike.
damage looks like
bars
top triple
frame
locking mechanism
really sorry and hope your ins co treats you right
the thief might have learned the technique from this YouTube video
(part 2 shows him pushing it away)
Dude stealing my motorcycle PART 1 (http://www.youtube.com/watch?v=bMVtKYBt5Q0#)
Gah! I had to go to You Tube to watch part 2!
Thieves should be shot.
let me ask the diabolical question....
which would you rather....coming out to your bike and seeing it vandalized like this in an attempt to steal it? or it being all out gone altogether?
either way, you are calling your insurance...
Quote from: ducpainter on February 01, 2012, 03:30:49 AM
Call your insurance company.
+1 and get a police report...
it's insured, right???
Seeing your pics and then watching that video made me feel sick. :(
Damn :'(
I thought most dope heads knew about immobilizers.
Not often, but whenever I go a full day without riding - I try to remember turning the ignition on to activate the flashing warning light on the dash.
Scorpio alarm could also prevent this [thumbsup]
So you guys think that it's gonna be totaled then? Any advice of how one should proceed in dealing with the insurance? Like I said it's a 2012 with zero miles on it so it sounds like I'm gonna take a big hit $-wise...
Shouldn't take much if any hit other then the deductible. It's a brand new bike. Show them what you paid for the bike and accessories and that's what they should pay you. If they offer less keep fighting until you get what the bike cost.
Or you could repair the bike out of pocket if you don't want it totaled.
or see how much it would be to buy it back from the insurance company. if you got full value on it and can get those bit repaired cheap you'll actually make out with a decent amt of cash. though expect your resale value to plummet.
and that's not a structural problem.
you could fix it, but it would require pretty much removing the frame and have it welded and repainted.
Quote from: ducatiz on February 02, 2012, 12:53:18 PM
and that's not a structural problem.
you could fix it, but it would require pretty much removing the frame and have it welded and repainted.
[thumbsup]
Well I already started the insurance process so we'll see where it leads...
What do u guys think is a fair buy-back price for a 2012 M696?
Quote from: THEBHJBmonster on February 02, 2012, 07:12:16 PM
Well I already started the insurance process so we'll see where it leads...
What do u guys think is a fair buy-back price for a 2012 M696?
Insurance companies don't want them, so they usually go by blue book minus some amount (50%?)
the problem is that your bike has ZERO miles.
it will total for sure. structural or not, any damage to a frame is an instant write off.
Quote from: ducatiz on February 02, 2012, 07:18:47 PM
Insurance companies don't want them, so they usually go by blue book minus some amount (50%?)
A buddy of mine totaled an '08 CBR1000RR and the insurance company wouldn't give him the option to buy it back. They stated that since he didn't own it outright, the lein holder actually owned it and that it was the bank's call fi they wanted it or not. This was the first time I'd heard of such a thing because the banks want the money, they don't want a totaled motorcycle. The reality of it is that the insurance company paid off the loan, so they should have received the title.
We suspected the claims adjuster had a buddy that wanted the it for a trackbike.
Quote from: Desmo Demon on February 02, 2012, 07:32:35 PM
A buddy of mine totaled an '08 CBR1000RR and the insurance company wouldn't give him the option to buy it back. They stated that since he didn't own it outright, the lein holder actually owned it and that it was the bank's call fi they wanted it or not. This was the first time I'd heard of such a thing because the banks want the money, they don't want a totaled motorcycle. The reality of it is that the insurance company paid off the loan, so they should have received the title.
We suspected the claims adjuster had a buddy that wanted the it for a trackbike.
That's very weird and nonsense. The bank accepts a settlement from insurance, and 9/10 they have their own insurance rider which covers the full amount of the loan.
Quote from: THEBHJBmonster on February 01, 2012, 03:27:52 AM
Anyway to make a long story short, someone messed with the lock which caused a bent frame and a broken steering head and lock, as you can note on the pictures attached below.
First, I noticed that the steering won't lock on the left position and that the ignition module had shifted downward to the left.
(http://i1199.photobucket.com/albums/aa462/THEBHJB/Left1.jpg)
(http://i1199.photobucket.com/albums/aa462/THEBHJB/Left2.jpg)
(http://i1199.photobucket.com/albums/aa462/THEBHJB/Left4.jpg)
Any help and advice will be greatly appreciated.
Thank you.
This might be me, but from the photos you posted it looks like the only structural damage was to the steering lock mount points on the frame and the top triple. Both things which can be fixed relatively easily and for not to much $$$....
Actually bending the frame/steering head would require hitting a curb fast enough to crack the front wheel and damage the forks. I doubt that whoever tried to steal your bike had enough strength to manage that.
Best of luck!
Quote from: ducatiz on February 02, 2012, 07:38:45 PM
That's very weird and nonsense. The bank accepts a settlement from insurance, and 9/10 they have their own insurance rider which covers the full amount of the loan.
not if you don't have gap coverage....
Quote from: The Mad King Pepe' on February 02, 2012, 07:56:44 PM
This might be me, but from the photos you posted it looks like the only structural damage was to the steering lock mount points on the frame and the top triple. Both things which can be fixed relatively easily and for not to much $$$....
Actually bending the frame/steering head would require hitting a curb fast enough to crack the front wheel and damage the forks. I doubt that whoever tried to steal your bike had enough strength to manage that.
Best of luck!
it's not so much the area of the damage as much of the repair of that damage. that would require most of the bike coming apart and a repaint
Quote from: Raux on February 03, 2012, 05:27:13 AM
it's not so much the area of the damage as much of the repair of that damage. that would require most of the bike coming apart and a repaint
Is there that much of a difference between the new monsters (696, 796, etc) and the old ones?
I would take off tank, airbox and carbs; whack the steering lock mount back into place with a mallet, a little welding and hit it with a little red spray. In my opinion the location is not that visible to require a professional repaint. :-\ Not to mention totalling a new bike for something so small! :o
Quote from: The Mad King Pepe' on February 03, 2012, 05:59:59 AM
Is there that much of a difference between the new monsters (696, 796, etc) and the old ones?
in threads I have read to do simple things like installing a battery tender lead, you apparently have a lot of disassembly on the new generaton bikes....
Quote from: The Mad King Pepe' on February 03, 2012, 05:59:59 AM
Is there that much of a difference between the new monsters (696, 796, etc) and the old ones?
I would take off tank, airbox and carbs; whack the steering lock mount back into place with a mallet, a little welding and hit it with a little red spray. In my opinion the location is not that visible to require a professional repaint. :-\ Not to mention totalling a new bike for something so small! :o
for a day old bike i would never hire you for these repairs ;)
Quote from: Raux on February 03, 2012, 06:13:54 AM
for a day old bike i would never hire you for these repairs ;)
[thumbsup]
[laugh] [laugh] [laugh]
take a look at his car:
(http://www.ghettoredhot.com/wp-content/uploads/2010/12/rigged-car-trunk.jpg)
I lowsided my 696 at about 25mph and did $5800 in damage. including the frame, swingarm, bars, right rearset/brake, and the right fork. The frame damage (the tank mounts bent SLIGHTLY) alone wrote off the bike, Progressive pays dollar for dollar on all accessories, so they ended up cutting me a check because the aftermarket doodads raised the total value above the writeoff limit. Depending on what you have bolted on the bike, they might just repair it...but per Ducati...ANY frame damage is a new frame, and if you look at the alignment gap between the keyguard and the triple, theres clearly frame damage. (admitedly, its probably not enough to change the handling of the bike)
Theves should be drawn and quartered by 4 Desmo RR's
Quote from: ducatiz on February 03, 2012, 06:29:28 AM
[thumbsup]
[laugh] [laugh] [laugh]
take a look at his car:
(http://www.ghettoredhot.com/wp-content/uploads/2010/12/rigged-car-trunk.jpg)
yea, wasn't all the upgrade I thought it would be from my previous one....
(http://www.freakingnews.com/images/app_images/donkey-cart.jpg)
I still miss it! :'(
So do you guys think that I should buy it as a salvage from the insurance company? Can I resell it with a salvage title? It is still a "brand new bike" with ZERO miles on it.
i say take the money and buy a new bike. that's why you pay for insurance. not so you have to deal with a crappy broken bike.
get a new bike.
+2...walk away from what was and move onto what will be....
and make sure to take your aftermarket bits for to put on the new bike!
Somewhere down the road if you decide to sell your bike and it has a salvaged title you will regret it. Almost nobody wants to buy a bike with a "story". You can explain all you want, but it still has a story and that will work against you.
New bike.
Unless its someone on here who knows how little damage and easily fixable it is.. -_-
Well guess it's gone baby gone then!