Ducati Monster Forum

Quote from: pipeliner1978 on July 12, 2008, 11:00:38 AM
if anyone knows how to do the survey thing at the top of a thread please post up and make it what people pay for full Comp. Insurance for their superbikes.  Please make it in intervals of $1000.00 anually and up to say...$7000.00.

Thanks

There you go!  [thumbsup]

Ex: "< 2,000" means between 1,000 and 2,000, and so on....  ;)

I pay $800 per year to State Farm for full coverage on my 1098S. Both comprehensive and collision.

Holy sticking it in my @$$ Batman I called progressive and asked to add a 1098s to my existing policy (2005 Monster S4R & 2001 YZFR1)  Which I pay less than $1000.00/year for.  Granted full coverage Monster liability on R1, but the new quote for just the Superbike and Monster was $6600.00/yr  I then called my wife and started crying.  So then I called the cavemen and they quoted me $1500.00/yr for the S4R and SBK.  Man, you would think that after being a loyal customer of theirs for approximately 12 years currently insuring 3 cars 2 motos and a travel trailer (no accidents or points) that they would cut me a break...............I SAY F**K YOU progressive, I like the geico commercials anyway


(http://video.fquick.com/thumbs/2238.jpg) (http://www.fquick.com/videos/Geico_Wallace_Commercial/2238)View Video on FQuick (http://www.fquick.com/videos/Geico_Wallace_Commercial/2238)


When It Comes To Progressive, The Story Ends With Me Putting Them In The Wall!

I pay about $800 annually to USAA for both, my 1997 916 and my 2006 999S (both full coverage. I have not heard of any cheaper, better quality, & service insurance company).  [moto]

Quote from: pipeliner1978 on July 12, 2008, 12:32:09 PM... I called ...and asked to add a 1098s to my existing policy...

Wow.

You must be getting serious about getting that thing now, huh?   ;D

[popcorn]

Quote from: CountPuggula on July 12, 2008, 12:37:57 PM
Wow.

You must be getting serious about getting that thing now, huh?   ;D

[popcorn]

One of these years, I will buy one [thumbsup]

I've got 4 bikes with Farmer's (Foremost), so I have multiple bike discounts, renewal discount, "preferred operator" discount, & safety course discount.
If you get comprehensive, it includes roadside assistance.
It also includes $3,500. of extra equipment.
$250 deductible
Uninsured/underinsured
I also have "Replacement Cost" if a total loss.
Liability is 25/50/25
Also Medical of $5,000./person.

Whew!

Paul Smart is - $326./year

1098s is - $1,415./year

Not TOOO bad, & lots o' coverage ;D

With the SBK, we are less than $1,000/annually with Progressive.  Of course being old... um, older  helps.  No tickets on my record (that's what attorneys are for  :-\ ), so it ain't so bad.

We've been happy with Progressive so far although we've yet to make a claim (KNOCK ON WOOD)   ;D

$450Annually - 2005 Triumph Sprint 1050
$645/annualy - 2004 999
$425/annualy - 2005 M620 Dark

Quote from: Cher on July 12, 2008, 07:39:45 PM
With the SBK, we are less than $1,000/month with Progressive. 

Do you mean less than $100/month?

About $900 per yr for the 848 with Geico

Mine is <$2000, that's with the claim I had on the 620 back in October

I have insurance with All State currently.  Unfortunately, I was not able to afford the quotes that they gave me for collision/comp.

HOWEVER...

Just for grins, I called Dairyland (I think they operate under a different name, but if you google "dairyland motorcycle insurance" it'll pop up). 

They gave me a quote for my '99 996, including a $250 deductible on both coll/comp, state minimums for insurance, uninsured motorist, PIP...basically the whole package...for $1400 something annually. 

Considering that I have totalled one bike, have multiple speeding tickets (none on a motorcycle though), and have been involved in a car accident (not my fault, though)...that is D@MN good.

I pay about $1800/yr with State Farm - I think the split is $1100 for the 07 1098 (+3 K upgrades) and $700 for the 06 S2R1000.  I got quotes from that all the way up to $7K a year when I added the 1098 in March 07.  Most insurers were scare to death of the "super" in superbike..  I told them it meant "super safe" and "super easy to handle" not "super easy to hit warp speed" or "super easy to get a ticket before second gear".   [popcorn]

Not a superbike, but the S2R 800 runs me $700/year with Farmers Foremost policy.  It came down significantly when I bundled the house, car, scooter and bike.  Progressive had quoted me close to $2k as a standalone.

Damn Keith! Where have you been?? Thought al-Qaida or the Taliban had snatched you from a bar somewhere because of an unpaid bar tab or something. [laugh] Glad to see you post. Do you still ride motorcycles? [moto]

Quote from: IZ_keith on July 14, 2008, 08:41:27 AM
not "super easy to hit warp speed" or "super easy to get a ticket before second gear".   [popcorn]

And you sleep well at night after lying to your insurance agent? [evil]

Quote from: pipeliner1978 on July 14, 2008, 08:49:29 AM
And you sleep well at night after lying to your insurance agent? [evil]

no claims, no tickets - no questions...just like growing up - as long as no one showed up to tell your Mother you got into trouble...you didn't  ;D

Dairyland (Sentry Insurance) was the best deal for me. $475/yr full coverage on the S4Rs. Progressive wanted ~$4000. Geico ~$1200.

Never buy a bike without getting your insurance quote first. ;)

Just for kicks, I checked with progressive about full coverage on both of the same bikes that Scott has.  The Smart would be about 540 bucks and the 1098s around 1600 a year.  I currently use progressive for both my car and my monster just fyi.  Do you have some skid marks on your driving record Pipeliner?  I'm 29 just for the age infoz.  The full coverage price goes down dramatically if you don't buy new as well.  Get a 2 year old bike and you'll pay much, much less.  Also.. there was no price difference in quote between a 1098 and a 1098s for me.

Scott's Paul Smart is a sexy bike... one of my favorite Ducatis.  Its even sexier after seeing the insurance quote on it.  I think due to it being limited run and probably not many squids on them and of course then not wrecking them keeps the price down.  There probably isn't a ton of wreck/claim history with that particular bike.  I pay more for my monster than I would for the PS1000.  One more year and hopefully its gonna be new bike shopping time.   Insurance definately weighs in on what you choose for sure.

i may not have a SBK but +1 for dairyland.  lots of people on here recommended them to me after going through a pretty horrible claims process with progressive for my monster.  the progressive reps would never call me back...and i was basically left in the dark.  it was pretty much in line with my experience after getting my sentra totaled by a drunk driver.  so anyway i pay right at $500 a year for the SS (and monsters are much cheaper with them, for the quotes i got, anyway), and that's with a ticket or two on my record...   and you get a decent amount of included accessories coverage (like $3k?) and $1k just for gear.

esurance was also a very cheap quote....and the rep i talked to was actually a ducati rider.  forget who underwrites their powersports policies, though.

30 yrs old, clean record, no accidents or tickets.  Only skid marks are, well...never mind.  I was checking on a 2007 1098s, not new.  Btw, if you find a 2 yr old 1098s let me know  :D