I just got my insurance renewal for my 2009 Monster 1100S and its $871 for the year. Kind of pricey I think. It includes collision and comprehensive and all the other bells and whistles that the Republic of MA requires. How does it compare to other Monster owners here?
Cheers,
2014 696 financed, Pensacola fl, 39 down payment on insurance 36 and change each month, 400 or so bucks for the year.
I'm in Ma as well, same bike, same year and coverage and roughly the same amount that I paid last year. I'm switching to progressive This spring , they quoted me in the mid $600's .
http://motorcycle-insurance.findthebest.com/d/s/Massachusetts (http://motorcycle-insurance.findthebest.com/d/s/Massachusetts)
2003 M800 Dark
~$300/year with Progressive for full coverage. ~30 years old. No tickets. Haven't shopped around in a while.
2006 S2R1000, with motor from EVO1100 (updated for insurance purposes too)
Age 27
Years with insurance : 9
Location: NYC
$100 Deductible on comprehensive NO COLLISION
$250 a year
Quote from: Elevhun on January 13, 2015, 06:57:42 AM
I'm in Ma as well, same bike, same year and coverage and roughly the same amount that I paid last year. I'm switching to progressive This spring , they quoted me in the mid $600's .
Ok, so maybe it's just MA that is so expensive when it comes to insuring these bikes. I looked at Progressive but didn't like the way they settle some claims. Thanks for all the info.
Cheers,
I have Progressive and had a claim on my Bimota, and I could not be happier with they way they handled it.
.
Monster- 340 a year full coverage lowest deductibles
1198- 360 a year full coverage minus the collision (with the collision it went to like 1000 lol)
About 285/yr with Progressive
2005 m620 according to vin number
full coverage. It has a 2000 900 motor. Progressive said cc didn't matter.
I noticed some of you don't have collision. Why?
2015 Diavel
$532 a year, full coverage, 1M/500K/100K, $1K deductible
43, no tickets, USAA
So Cal
I don't really see what you are all comparing without a location.
Insurance costs vary widely by market.
Quote from: hbliam on January 14, 2015, 01:21:19 PM
2015 Diavel
$532 a year, full coverage, 1M/500K/100K, $1K deductible
43, no tickets, USAA
You're about the 5th person online, I've seen say USAA. I'm curious, when i checked USAA, because my car is insured through them, they stopped doing motorcycles and sent you progressive. So are you a grandfather plan?
06 s2r Monster
Canada , riding 40 years ( I'm 57 )
$1100 year full coverage ( this sucks as we can only ride 7 months a year at best )
This is the same as a buddy who has a ' Busa he is 61 but has been riding the same amount of time as me
Quote from: lightspd on January 14, 2015, 04:35:29 PM
You're about the 5th person online, I've seen say USAA. I'm curious, when i checked USAA, because my car is insured through them, they stopped doing motorcycles and sent you progressive. So are you a grandfather plan?
They still insure moto's in CA.
Quote from: ute on January 14, 2015, 05:36:04 PM
06 s2r Monster
Canada , riding 40 years ( I'm 57 )
$1100 year full coverage ( this sucks as we can only ride 7 months a year at best )
This is the same as a buddy who has a ' Busa he is 61 but has been riding the same amount of time as me
Don't you just suspend the insurance for the 5 months you can't ride? At least the collision part?
Quote from: hbliam on January 14, 2015, 09:43:04 PM
Don't you just suspend the insurance for the 5 months you can't ride? At least the collision part?
In most north eastern states, there is a winter discount that knocks off 15% of the insurance for the time u cant ride, but you still covered.
you can cancel the collision part, which is what i would do, unless your bike is financed and requires it.
http://lmgtfy.com/?q=best+motorcycle+insurance+Massachusetts (http://lmgtfy.com/?q=best+motorcycle+insurance+Massachusetts)
;D
Quote from: hbliam on January 14, 2015, 09:43:04 PM
Don't you just suspend the insurance for the 5 months you can't ride? At least the collision part?
No can't do that ( we used to years ago ) ....now that being said I am not 100% sure it is law or just a scam that the Company's have colluded to do
Quote from: ute on January 15, 2015, 04:10:22 PM
No can't do that ( we used to years ago ) ....now that being said I am not 100% sure it is law or just a scam that the Company's have colluded to do
It is frustrating but I'd like to think they prorate their fees. I'm 33, one speeding ticket, riding three years, 2014 Monster 821 Dark in Alberta Canada and I pay $405 with full coverage, $500 deductible across the board.
Quote from: ute on January 15, 2015, 04:10:22 PM
No can't do that ( we used to years ago ) ....now that being said I am not 100% sure it is law or just a scam that the Company's have colluded to do
I'm gonna guess you can cancel your insurance anytime you want. I can add and delete vehicles and change coverage online anytime.
S2R 1000. 30 yr old. No accidents. 2 speeding tickets in last 3 years. $650 for upgraded full coveraged. I'm in MA.
Bodily injury to others: 20k/40k
personal injury rotection: 8k
Bodily injury cause by uninsured auto: 100k/300k
property damage: 100k
Optional bodily injury to others: 250k/500k
medical payments: 5k
Collision and comprehensive at $500 deductible
Bodily injury cause by underinsured: 100k/300k
Quote from: hbliam on January 18, 2015, 03:59:19 PM
I'm gonna guess you can cancel your insurance anytime you want. I can add and delete vehicles and change coverage online anytime.
yea but in some states the DMV will hit you for more money, here is you cancel you gotta turn your tag in