Well luckily, I was in my car and not on my bike.  Lady pulled RIGHT out in front of me, the roads were wet but it wouldn't have mattered anyways.  I had no time to stop.  I had the truck towed to the Chrysler/Dodge dealer directly across the street so I will let them get it taken care of with Progressive.

My biggest worry is that my my Durango is a 99, but it only has 51,000 miles and is meticulously maintained.  I hope they don't total it.  The accident was just on the driver side front. 

Well, I will hope for the best... Just wanted to vent.   

Glad you're ok. You driving alone?

I was on my way to work, so luckily it was just me. I just really hope I don't get F'ed with my truck being older and the whole insurance thing.

Yeah, it's bad when a great, but older car gets scratched by the insurer. Worse when you don't like the new models.

Sorry to hear about the fender bender but glad you're ok!

Some (most?) insurance companies will go ahead and fix a vehicle that they would typically consider totaled but that's only if you explain to them why you absolutely want to keep that car.

Good luck!

Sorry to hear mate.

We were on the other side when my wife's car got swamped by a passing semi-trailer doing 80km/hr through a flooded area and destroyed the motor and swamped the interior. The repair bill was round the $14,000 mark and the book value on the car at the time was the same! And they repaired it!  

Kinda wish they didn't. But in your case I hope they repair it....fingers crossed mate!  

Quote from: DexterMorgan on April 03, 2014, 11:38:24 AM
I was on my way to work, so luckily it was just me. I just really hope I don't get F'ed with my truck being older and the whole insurance thing.

When I saw this post and was you who started...I immediately thought of that police chase today on 696 and you somehow got sideswiped. Glad to hear you are ok. Good thing the cage and not the bike. Good luck with the insurance company.

Quote from: Scoober1103 on April 03, 2014, 03:55:17 PM
Sorry to hear mate.

We were on the other side when my wife's car got swamped by a passing semi-trailer doing 80km/hr through a flooded area and destroyed the motor and swamped the interior. The repair bill was round the $14,000 mark and the book value on the car at the time was the same! And they repaired it!  

Kinda wish they didn't. But in your case I hope they repair it....fingers crossed mate!  

Wow. My experience with a flooded vehicle led me to believe that any bit of water would automatically total the vehicle.

Quote from: lazylightnin717 on April 03, 2014, 07:42:41 PM



Wow. My experience with a flooded vehicle led me to believe that any bit of water would automatically total the vehicle.

Me too, stank for months afterwards and the only electrical issues it has had is the MAF sensor which you could understand having so much water flow through it.

The car is cursed.........my wife hit a kangaroo bout a month after getting it back from the shop and they repaired it again!

The best part is that you are ok 

Good luck with the truck.

Glad you are okay.  on another note:  Man what some people won't do to get outta work   

Totaling it may be your willingness to accept used or aftermarket (Chinese) parts.

Post a pic and I can give you an idea of the repair bill vs. value. They have the right to scrap it at 65-70% of value, however, it is your vehicle not theirs. Also keep the term diminished value in the front of your mind.

You are the claimant and they have the responsibility to return the vehicle to preaccident condition. Make sure they do so. The shop will want to, the ins co will want to get off as cheap as possible, they will tell the shop, " we don't pay for this, we don't pay for that" all BS.

Wish I were closer, to help out. Make sure that if you have any pain you get checked out very soon, many issues don't manifest them self until later.

Thanks to all you guys for the kind words. Just found out I don't have collision coverage on my car.

So I basically have 1000 bux from the claim that her insurance is going to cover. God I got screwed big time. Just found out today that for 11 dollars more a month I could have added comprehensive and collision. I guess I learned my lesson the hard way about insurance. Never signing up for progressive or any company online again. Here's a few pics I took.  Oh I almost forgot, got screwed out of $220 to have the truck towed DIRECTLY across the street to the dealer. Ugh. Bad day.





That piece sticking out is part of her car. I wish I could deliver it to her personally.....

make the beast with two backs!!!!!!!!

Was she at fault?

100%. She was cited, I was not.

From what I understand, I can file a claim against her insurance company for $1000 maximum.  I know it is my fault for thinking I had collision and I didn't. Just sucks big time. :/