You might be surprised how close $1000 might get you to fixing that.  I had similar damage + needing a radiator on my same generation Dakota and I had it fixed for $1400.

JM

Thanks for looking into it Steve.

Bladecutter, I honestly thought the exact same as you when I first heard about how screwed I was.  I have been to 4......yes 4 body shops and two dealerships, and they have all told me the exact same thing.  It's 1 of many reasons I want to get the hell out of MI.

Oh, and every shop I've been to is around $2500 to fix.  That's with paint though. So I might get it all fixed and ride ghetto for a few weeks.  I planned on having the whole thing plasti-dipped matte black, even before the accident.

I think JM was referring to doing the work himself/yourself.

If you choose to let me know as I also have parts connections out your way.

and, your welcome.

Quote from: red baron on April 16, 2014, 07:55:40 PM
I think JM was referring to doing the work himself/yourself.

If you choose to let me know as I also have parts connections out your way.

and, your welcome.

I think JM had it done in a shop.

Things are cheaper in some necks of the woods.

Quote from: red baron on April 16, 2014, 07:55:40 PM
I think JM was referring to doing the work himself/yourself.

I had a shop do it.  Repaired frame horns (where bumper attaches), straightened bumper mounts to re-align & attach bumper, replaced radiator, straighten & paint right front fender, replace entire headlight assembly.

JM

Well I faxed the quote from the shop to progressive on Tuesday.  Of course i haven't heard anything back yet.  Going to give them a call tomorrow and see what the status of the mini-tort claim is.  The shop told me I could get it all done for about $1200 not painted.  So I may just do that. 

Is it bad that now I have full coverage and hope something else happens so I can have it all be paid for?

That is bad..

Anyone giving you advice that states her ins company has to pay up is wrong. In MI, you are screwed. That's basically what it means to live in a "no fault" state. I know this because I experienced it. The "mini tort" is all you are entitled to from her ins company. Your own carrier supposedly picks up the rest.

Unless your company isn't licensed in MI...then you are completely and totally f***ed. Ask me how I know that...

This just keeps getting better!  I just found out that if she doesn't carry the "mini-tort" coverage in her policy then I have to take her to small claims court for the damages.  Would that even be worth it?   

  Go to the hospital ER because of your sore back/neck. Inform the insurance company of your pain and intentions to pursue further treatment. They'll cut you a check for $500 immediately if you agree to accept that as your final medical settlement. That's pretty typical.

Really sorry to hear about this Dex. Same thing happened to me in MI 2 years ago and since my ins company isn't licensed there I was screwed.

Quote from: DesmoDiva on April 11, 2014, 10:58:55 AM
I got backed into in a parking lot.

I didn't even call my insurance co. 

First call I made, besides the police (they tried to drive away) was to their insurance co.

They hadn't reported the accident yet, so I had to wait for the ins. co. to corroborate my story with their customer, and then they took care of everything.

Not 100% on this but I don't think the cops would or could do anything in this situation because it was private property. The guy even could have told you to go pound sand if he was a real prick. Hbliam may know for certain.

Quote from: Buck Naked on April 19, 2014, 05:57:12 AM
Not 100% on this but I don't think the cops would or could do anything in this situation because it was private property. The guy even could have told you to go pound sand if he was a real prick. Hbliam may know for certain.

In CA on private property (like a grocery store parking lot) we don't have to take a report but the two parties are obligated to exchange information. If the at fault party leaves the scene than it's a misdemeanor hit an run (if only property damage) and the police will take a report as well as prosecute the offender.

Quote from: Buck Naked on April 19, 2014, 05:50:08 AM
  Go to the hospital ER because of your sore back/neck. Inform the insurance company of your pain and intentions to pursue further treatment. They'll cut you a check for $500 immediately if you agree to accept that as your final medical settlement. That's pretty typical.

Really sorry to hear about this Dex. Same thing happened to me in MI 2 years ago and since my ins company isn't licensed there I was screwed.

Isn't that called insurance fraud?   LOL

Quote from: DexterMorgan on April 19, 2014, 08:00:14 PM
Isn't that called insurance fraud?   LOL

Not if you are actually injured.

Quote from: DexterMorgan on April 19, 2014, 08:00:14 PM
Isn't that called insurance fraud?   LOL

I didn't tell ya to strap on a neckbrace and get in a wheelchair. ..just to have your inevitable soft tissue damage properly assessed. Which can take months upon months of chiropractic care and thousands of dollars...which the insurance companies know...and are happy to avoid.

 

Gotcha, thanks for all the advice guys.