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Noob to Ducati

Started by mochoajr, November 19, 2008, 06:09:58 PM

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mochoajr

Just became a Ducatista(?) It's not a Monster, but did buy a Hypermotard. I've lurked for a while here and finally pulled the trigger. I hope to meet some of y'all.

Any recommendations on insurance? I'm with Progressive, had an '06 Honda Interceptor, paid for, coverage was about $600 per year. They want to charge $1400 for the Hyper.  The Hyper will have a lien on it.

Thanks, Marco

Slag

We are having a party right now. Stop by.

El Matador

Quote from: Slag on November 19, 2008, 06:14:47 PM
We are having a party right now. Stop by.

Is it...... in your pants?

mochoajr



webspoke

Quote from: mochoajr on November 19, 2008, 06:09:58 PM
Just became a Ducatista(?) It's not a Monster, but did buy a Hypermotard. I've lurked for a while here and finally pulled the trigger. I hope to meet some of y'all.

Any recommendations on insurance? I'm with Progressive, had an '06 Honda Interceptor, paid for, coverage was about $600 per year. They want to charge $1400 for the Hyper.  The Hyper will have a lien on it.

Thanks, Marco

I switched to Foremost with my Hypermotard.  Went from around $1k with progressive down to around $600/yr for the same or better coverage. They even cover rider gear in the event of a crash, which is cool.  You can find their link on the US Ducati site, takes a phonecall, but good to deal with.

Oh yeah, welcome  [thumbsup]  I came from a  monster to the HM, great choice there!
Streetfighter 1098S

El Matador

Quote from: Slag on November 19, 2008, 06:51:42 PM
Apparently it is in my pants  [roll]

;D Sorry test tomorrow makes me stoopid  [laugh]

muskrat

Quote from: mochoajr on November 19, 2008, 06:09:58 PM
Just became a Ducatista(?) It's not a Monster, but did buy a Hypermotard. I've lurked for a while here and finally pulled the trigger. I hope to meet some of y'all.

Any recommendations on insurance? I'm with Progressive, had an '06 Honda Interceptor, paid for, coverage was about $600 per year. They want to charge $1400 for the Hyper.  The Hyper will have a lien on it.

Thanks, Marco

Congrats and welcome.  Check with Progressive also and watch the health coverage because if you already have health at work you should be covered provided you are wearing a helmet.
Where do you live? 
Can we thin the gene pool? 

2015 MTS 1200
09 Electra Glide

mochoajr

Quote from: muskrat on November 19, 2008, 07:44:12 PM
Congrats and welcome.  Check with Progressive also and watch the health coverage because if you already have health at work you should be covered provided you are wearing a helmet.
Where do you live? 

I'm currently with Progressive.  My renewal comes up in December, quote was about $600 for VFR. Changing it to the Hyper made it $1400 per year. The $600 quote took into a account a claim from Oct of 2007.  I could have lived with $900, but $1400!?

Marco

muskrat

Quote from: mochoajr on November 19, 2008, 08:08:43 PM
I'm currently with Progressive.  My renewal comes up in December, quote was about $600 for VFR. Changing it to the Hyper made it $1400 per year. The $600 quote took into a account a claim from Oct of 2007.  I could have lived with $900, but $1400!?

Marco

check also Dairyland/Foremost...can't remember which name they kept and again check your medical.  Is that quote for both bikes?
Can we thin the gene pool? 

2015 MTS 1200
09 Electra Glide

caffeinejunkee

Quote from: mochoajr on November 19, 2008, 06:09:58 PM
Just became a Ducatista(?) It's not a Monster, but did buy a Hypermotard. I've lurked for a while here and finally pulled the trigger. I hope to meet some of y'all.

Thanks, Marco

Hey Marco, congrat's on the bike and welcome.  [thumbsup]

See our calendar stuck to the top of our part of the board for events. We have a meet tomorrow night, as a matter of fact.  ;D

mochoajr

Quote from: muskrat on November 19, 2008, 08:24:21 PM
check also Dairyland/Foremost...can't remember which name they kept and again check your medical.  Is that quote for both bikes?

I just double checked the Progressive qoute, it is only for one bike. I will check with Foremost.

Marco

cdc

See if your car insurance company insures bikes.  Might get a multi vehicle discount.  I've played this game with bike insurers, this year Progressive is cheaper, next year Dairyland ha better rates.  Back then Allstate didn't insure bikes, now they do so I have everything with them house, car and bike.

cdc

svoloch

Also, and perhaps more importantly, do NOT party in Slag's pants.
Тише едешь, дальше будешь
2009 Streetfighter S
exes:
2006 Sh1t Hot Black Xerox 999     1973 BMW R75/5
2001 BMW K1200RS                     1994 BMW R1100S
1974 Guzzi T3                              1975 BMW R90/6
1975 BMW R90/S                         1973 Suzuki T500

♣ McKraut ♣

i had FHE with progressive's motorcycle claims department earlier this year after being an idiot and crashing my monster in arkasas.  i can say most certainly that i will not be going back to progressive; it was a very frustrating process, and the adjuster/agent was impossible to get a hold of.  very bad times.  also, i dealt with progressive in 2007 when my car was totaled....also an extremely unsatisfying experience, as they were trying to knock substantial value off my car for a BS scratch on my bumper that was caused by the wrecking crew that transported it to the dallas impound.

everyone i've talked to about dairyland (foremost) has said excellent things about dealing with their claims people, and you get much more coverage for gear and accessories than with companies like progressive (progressive is only $1k, or at least my policy was).  also, you may want to check out the rates with esurance...they should have a decent rate for you.  and they give you like $3k of additional coverage.
2001 M600 Dark  2005 S2R Dark  2001 M750  1996 900 SS/SP  2005 S4R
-  Dallas, TX