Does anyone have this?

I met a guy this weekend that sells this services for a living (along with all aspects of identity protection......credit, health insurance, driver's license #, etc).

Basically you have an attorney on retainer for 26$ a month and can use them for free legal advice and representation depending on what the issue is.

I've heard of this before through some friends that swear by it as it has helped them numerous times on moving infractions, etc.

Just curious if anyone has any first hand experience with it before I pitch it to HR for an acquaintance of mine who sells it for a living.

The law firm they use locally is very well respected and has 55 attorney's in all areas of law.

did he look like this?

What kind of service are you really going to get for 26$ a month?  I wouldn't expect that much.

Years ago..they offered it at EB and it didn't cover much.  For example, they offered a basic will but if you wanted more..the prices shot up quickly!  

Basically like going in to buy a new Jeep..the base model 28,000 but with all the amenities I would like..it can easily get up to 40,000.    

are booster seats and run flat tires really that much money?

Quote from: redxblack on September 12, 2010, 09:41:57 PM
are booster seats and run flat tires really that much money?

Quote from: redxblack on September 12, 2010, 09:41:57 PM
are booster seats and run flat tires really that much money?

Quote from: redxblack on September 12, 2010, 08:22:18 PM
did he look like this?

yes, opinions vary.

Was looking for those of you on here that might have it.

I think it is a con. Its a way for some person the get money out of you in return for free legal advice. Most attorneys will give free legal advice in their initial consultation. Attorneys all blow smoke. This might be a good deal for some, but might not be. I would really push for an in depth conference with this friend of yours and see what you get exacty in return for $26.00 per month.
Remember you are dealing with attorneys. They go to law school not to study law but to learn how to get money from clients. As far as I am cncerned they are blood sucking leaches, pieces of shit and I hope they all burn in hell .......slowly.
But this is America and you have a choice . Your due diligence is needed.
BGB

Quote from: badgalbetty on September 13, 2010, 03:11:57 AM
I think it is a con. Its a way for some person the get money out of you in return for free legal advice. Most attorneys will give free legal advice in their initial consultation. Attorneys all blow smoke. This might be a good deal for some, but might not be. I would really push for an in depth conference with this friend of yours and see what you get exacty in return for $26.00 per month.
Remember you are dealing with attorneys. They go to law school not to study law but to learn how to get money from clients. As far as I am cncerned they are blood sucking leaches, pieces of shit and I hope they all burn in hell .......slowly.
But this is America and you have a choice . Your due diligence is needed.
BGB

I also do my due diligence before making a decision.

As for your comments about attorney's that is a GROSS generalization which may or may not offend people on here, but offends me as you just insulted my oldest brother.


So my brother went to law school just to get money from clients?

Interesting.

He was a prosecutor for 6 years. He was paid by the County, not clients.

Then he was a criminal defense attorney for 3 years.

He didn't "scam" people out of money......he got paid for providing a service. You get arrested for a DUI? You need an attorney, so you pay for one. You want to go to court alone? Go for it.


Apparently you have picked the wrong attorney in your divorce or you ex-husband got a better one.

 

Quote from: ungeheuer on September 13, 2010, 04:23:47 AM

I think I will sit back and watch too.

Typically I end up getting banned when something like this happens due to ignorance.

Settle down ladies. I had prepaid legal once a long time ago. I doubt I would spend the money now considering that I haven't had a need for a long time, but at that time my wife was going through an issue with AT&T. Someone opened an account under her name and they kept trying to charge her. One letter from this attorney completely cleared it up.

This is a basic question of insurance. When you don't have it and you need it you get upset. All the other time when you don't need it, you're upset your spending the money.

As to BGB's comments, I presume they come from bad experiences, but as Cyrus pointed out, many here are attorneys and some of us have family members and friends that are also attorneys. Those comments are like saying that all Ducati owners are douchebags. Previous posters aside, some of us are not douchebags.

I do not have an attorney, cannot afford one.They all want 4k up front retainer and then $150-$200 per hour there after. I make in 2 days what they want for an hours work.
My ex has finacially ruined me and I have lost everything including the pension that I paid into (mostly before we married ) and was 11 years away from collecting. I have lost 40-50% of that. I am not bitter at my ex , just disapointed more than anything.
I believe that there are countless stupid lawsuits filed and the only people to get rich are the attorneys. Yes it was a generalisation and if it offends people here who are honest then I am big enough to say sorry.
SORRY IF YOU ARE AN ATTORNEY AND I HAVE INSULTED YOU.
Now that being said, you know that there is some truth in what I said. Attorneys are not always good people . There are bad seeds in all walks of life.

I think that Cyrus was specifically asking about pepaid legal, so lets try to narrow the scope of this thread to that.

Quote from: badgalbetty on September 13, 2010, 04:58:49 AM
I do not have an attorney, cannot afford one.They all want 4k up front retainer and then $150-$200 per hour there after.

That's because they go four years to college, spend hours and hours studying to have a high GPA as well as participating in countless organizations to build a resume, then taking the LSAT (which is not an easy examination), and then an additional 3 years of hell to become an attorney.

They can charge what they want.

Some will complain about doctors in the same way. Well, through in college, 4yrs med school, residency, and then a fellowship if you sub-specialize after that. Not to mention the sacrifices you give up in your life to do this profession. I hardly recall my Father growing up. He worked 14-15 hour days for years. He earned the income he did for a reason and there were many costs to his job within my family.



I agree with you on the dumb lawsuits and injury attorney's; I am not a fan of them myself.

And no..........the plaintiff makes more money than the attorney. Typically in an injury lawsuit or any of the sort, the lawyer takes it on contingency. Standard fee is about 33-35% of the settlement cost. Deduct that from 100 and that is the percent the plaintiff takes home.

Quote from: duccarlos on September 13, 2010, 05:06:28 AM
I think that Cyrus was specifically asking about pepaid legal, so lets try to narrow the scope of this thread to that.

Thanks.

We are at an interesting time where we are dealing with identity theft with an urgent care, douchebag hits my wife's car (actually my insurance company will go after them I think), and my wife needs to set up an LLC/Ltd/Whatever else is out there because she is finally at the point with her side photography business she has her first paying job in 3-4 months, so we need to get her as a registered business, tax ID number, etc. I know you can set this up on your own, but I have no idea how to and my cousin who is an attorney locally.......not his area of law so he is of very little help. My brother is not from Ohio, so he can't of much help either. I'd pay Tizzy with sexual favors (as he prefers) but again, he is no licensed in Ohio and the process is probably different then what he knows.