I got hit by Fraud =(

[ROBsS4R]

I guess it was bound to happen sometime.

Someone purchased a $246.51 Antenna Booster from a company in Chicago. He then tried to get it shipped to Australia.

The Company charged my card and rejected to send it to Australia however they are shipping it to my house.

Some how the person has my First and Last Name, Debit Card Number, CVV2 information, Address and my cell number which is less than a
year old.

Now me being in the credit card Bussiness I only use my Work Laptop to do purchases online which is locked down better than Fort Nox with all the corporate security application and I only go to lagitimate sites so this had to be inside job from someplace I purchased a product online.

The CVV2 information ( 3 or 4 digit value on back of Card ) Is not supposed to be stored in any database so someone I did buisness with is not security compliant =(

Plus I have not used my Debit card in prob at least a year using my CVV2 value so someone was either sitting on this information or just obtained it.

This Sucks. No matter what you do you cant protect yourself 

I already cancelled the card, changed all my PWDs and filed disputes with my bank and the company

[TiNi]

that sucks...








so... will you be keeping the antenna?

[superjohn]

There was an interesting article on Wired and CNN about a study Verizon did:

http://money.cnn.com/news/newsfeeds/articles/apwire/7e66826c4dfe743c91d368af3ac464d0.htm

Basically, as companies have outsourced their financial transaction operations in a bid to increase their bottom line, they have failed to properly ensure the third parties that they dealt with maintained proper security. It's kind of scary really.

One of the examples was a chain of gas stations whose vendor sold transaction details from the "pay at the pump" software. You can get scammed now even without doing online transactions.

[Howie]

Hopefully the antenna booster was the only purchase.  Good luck with solving this issue quickly.  Do keep us posted.

[herm]

my cc does not hold me responsible for purchases which are a result of fraud (at least thats what they say)
i figure this is because they want me to make on line purchases without fear.

that being said, many cards now have disposable #'s of some sort which are single transaction use only, so that the bad guys cant do this kind of thing

[ptam]

Ugg, I feel your pain.  

A few years ago some punk using ACH transactions was able to use my checking account to buy thousands of dollars in  in cigarettes, sports memorbilia, electronics, pay his credit card bill, put money in his eTrade account, etc, it basically drained my account.

So a word of advice, set up your online banking so that if there is any transaction over $200 out of your account, you get an e-mail ... this way you can stop it once it starts... it took me about 5 months to try and get everything back.

[Porsche Monkey]

That really sucks, guess I won't be getting my new antenna.  Seriously though, good thing you caught it before it got out of hand.   I don't think I would have been that fortunate had it happened to me. 

[ROBsS4R]

I setup Alerts on my accounts now for any transaction that hits my account basically.

Also The bank will refund my money back if the Company will not.

[acalles]

that sucks.. I know the feeling.

Last year someone got a hold of my check card number, and ordered cases of small humidors with it. drained my account.

I got home one day, about a week and a half  before xmas to see a HUGE box at my door.. I open it up and see all the humidors. $1200 worth!

I call the company and they REFUSE to take it back unless I paid a 20% restocking fee  , I told them I didn't order it..

wellsfargo disputed the charge (which only took 20hrs on the phone), I sent all the boxes back and got a new card.. worst of it was my bills for the month all bounced, that was a pain in the ass to clear up. Now I make it a habit to check my account every afternoon before I go home.

[somegirl]

Happened to me a few years ago, someone in Russia bought a computer, domain name, webhosting services, and email accounts with my card.  

The credit card company did right by me though.

[darylbowden]

I had the same BofA account (different CC #s though obviously) hacked 2x in 4 months.  make the beast with two backsers bought all sorts of dumb shit from home depot (they arrived at my house) and then spent more on online porn.  Both times, I simply called BofA, had a maybe 10 min convo, signed some paperwork that they sent me and that was the end of it.  I was actually shocked since when I had BofA as a bank (this was a credit card, not a bank account), their CS was horrible.

[ROBsS4R]

Well I got a Envelope in that appears to have nothing in it.

I am not going to open it up however at this point I am almost positive the Shipper is part of the Scam.

He Knows that anything under $250 does not reqiure a signature so I could not reject the package. They just shoved it in my mail box.
I am sure the next thing he is going to say is that I got the package so he wont return my money.

Also who in there right mind would buy a Cell Phone Antenna Bosster for $246.51
I looked online and no one is even attemping to sell a .59 cents item more than $9.99

In anycase I should be able to get my Money back from the bank. I hope this douchebag gets hit by a Mac Truck and dies a very slow and painful death.

[bigiain]

Someone purchased a $246.51 Antenna Booster from a company in Chicago. He then tried to get it shipped to Australia.

The Company charged my card and rejected to send it to Australia however they are shipping it to my house.

Damn, I was looking forward to getting that!

Joking!!!

Let me know where to sent the Mac Truck...

big

[ducatiz]

my cc does not hold me responsible for purchases which are a result of fraud (at least thats what they say)
i figure this is because they want me to make on line purchases without fear.

that being said, many cards now have disposable #'s of some sort which are single transaction use only, so that the bad guys cant do this kind of thing

a few years ago, Citibank came out with their virtual credit card number thingy. . it's awesome, it runs on my desktop and if it detects you are buying something, it pops up and asks you if you want a number. the popup feature can be disabled.  you just give it a maximum $ amount and duration and voila, a disposable credit card number!  i use it exclusively for shopping online. 

[DucFanatic]

a few years ago, Citibank came out with their virtual credit card number thingy. . it's awesome, it runs on my desktop and if it detects you are buying something, it pops up and asks you if you want a number. the popup feature can be disabled.  you just give it a maximum $ amount and duration and voila, a disposable credit card number!  i use it exclusively for shopping online. 

that's funny, i've been using that for about a year for all my online transactions and I still had TWO SEPARATE instances of unauthorized charges (both less than $50, guess the perps figured they'd go by unnoticed??)!

i figure you just have to be vigilant (or a vigilante! either works)!