Those involved with accident at AMS

[Frisco]

I just got off the phone with the insurance company of the owner of the truck - they are still not accepting liability until they get a proof of residency from the driver - they last talked to them on 3/27 and still don't have it - the policy only provided for a maximum of $25,000 total liability.
Has anyone received anything from them or is everyone going through their own insurance?  Has anyone ever received a copy of the police report that was promised to be mailed out by the cop at the scene?

[muskrat]

get a faxed copy of the report, they never mail them.  or better yet go get it.

good luck with the insurance company because the driver wasn't the insured.  all the owner has to say is he was authorized to drive it so you may have to file charges.

[ducatiz]

not saying anyone SHOULD do it, but AMS could be found contributorily negligent for having the bikes parked close to the street, since it is forseeable that someone could run up on the sidewalk

just sayin'

[muskrat]

just call Jim Adler, the Texas Hammer.

I wouldn't go down the AMS route if I were you.

[Cyclone]

  I know this is no help but I have a building in that area & it is built on the property line in front so that the parking out front is city property.  I have to maintain a sidewalk I don't own.  Much like AMS  although could be different there..

also just sayin..   

[muskrat]

if that's the case then all five people should file something but Dallas has so many lawyers they will bury you before it even starts.  If anyone's heard stories of DART buses they know.

[ducatiz]

If you sue the city over it, it will be dismissed and you will get citations for parking on the sidewalk.  My point was that AMS ~~may~~ have ill-advised people to park on the sidewalk.

I don't know the facts, but when they are encouraging people to show up and ~~IF~~ they told them to park in a potentially unsafe way, they could be partly liable.

[muskrat]

it's a lose lose situation really.  fight your own insurance company for a reasonable payout and they'll handle the bullshit for you.  I still think that idiot with $25k insurance should be held liable and the kid for racing so fast down a 35mph zone (if that's the speed limit).  Plus, what's with minimum coverage only being $25K to be "legal" on the road.  pisses me off.

[Frisco]

First off you can't get a police report unless you pay for it (BS IMHO) - they don't take phone requests so you have to go down there AND pay for it - still no word that I've heard if the kid had insurance - the owner of the truck had some type of a restricted driver policy - if the guy driving lives with him he isn't covered - don't ask me why but that's what the lady at the insurance company told me.  All I want is my deductible back (provided my insurance company gives me a fair offer which they are trying to lowball me to start with).  I just think that they won't have the incentive to go after my deductible especially with the guy having minimal coverage.
Filing a suit is just going to cost money plus as mentioned there is no way the City is going to pay squat -

[calscrazy]

empty lot across from ams is the best place to park. i am sorry frisco but i am afraid you are prob gonna get hosed on this one.

[Ronr]

I wonder how Marty and Scott's situation is going (especially Marty's)

[fastwin]

First off no one was parked on the sidewalk. Legitimate, legal, parking spots out front. Industrial Lock and Safe next door has the same arrangement. Been there for decades. Yes, it sucks we have such a low limit on the State required policies. Beat your State Senator and Representative over the head with a shovel. Who will agrue with that? Only the low lifes that carry no insurance would complain. Hmmm, last I checked I have some DPD conections and if someone needs a DPD accident report I know a guy... or 50. Just saying.

[muskrat]

I like Brian's idea

[Frisco]

First off no one was parked on the sidewalk. Legitimate, legal, parking spots out front. Industrial Lock and Safe next door has the same arrangement. Been there for decades. Yes, it sucks we have such a low limit on the State required policies. Beat your State Senator and Representative over the head with a shovel. Who will agrue with that? Only the low lifes that carry no insurance would complain. Hmmm, last I checked I have some DPD conections and if someone needs a DPD accident report I know a guy... or 50. Just saying.

Are you implying I don't carry enough insurance? I've got way more than the minimum coverage - I carry underinsured and unisured on my car - never figured I would need that on my bike but I'm still covered by my policy - the only complaint I had was I lose my deductible which is only $250 - I pay extra for a low deductible - I just don't like losing money when something isn't my fault to begin with.
If you know some people in the DPD please ask them to send out the reports that they were supposed to send out 2 weeks ago.

[Frisco]

First off no one was parked on the sidewalk. Legitimate, legal, parking spots out front. Industrial Lock and Safe next door has the same arrangement. Been there for decades. Yes, it sucks we have such a low limit on the State required policies. Beat your State Senator and Representative over the head with a shovel. Who will agrue with that? Only the low lifes that carry no insurance would complain. Hmmm, last I checked I have some DPD conections and if someone needs a DPD accident report I know a guy... or 50. Just saying.

I sure hope you aren't referring to me as a lowlife - I just stated the guy had the minimum - I hate to see that as well but at least the truck had something - the problem is the guy driving may not be covered and because no one has seen a police report nobody knows what the driver of the car had.