Hawaii Insurance

[hihhs]

I'm on the Big Island with a Monster 1100 & paying $600 per year through Progressive. That seems kinda high.

Does that sound about right?

[MadDuck]

It all depends on your age, riding background experience, amount of coverage and bunches of other factors. That doesn't sound bad though. I'm what you would call an insurance favorite and I think I pay more than that on a new 848 through GEICO and they were a damn site bit better than Progressive when I last inquired.

[DRKWNG]

Yea, I would give Geico a call.  I don't remember what Progressive quoted me, but I do know that Geico was significantly lower.

[hihhs]

It all depends on your age, riding background experience, amount of coverage and bunches of other factors. That doesn't sound bad though. I'm what you would call an insurance favorite and I think I pay more than that on a new 848 through GEICO and they were a damn site bit better than Progressive when I last inquired.

I'm 41. I've had a MC license continuously since I was about 24. Own my house (weirdly this is a factor they look at). I've had a total of two speeding tickets in my life (love radar detectors ).In the last ten + years, the only accident i've been in was getting rear ended while stopped at a light. Seems like I would qualify for a good rate. The only thing I'm missing is a Motorcycle Safety Course, which isn't offered here on the Big Island.

I got a quote from Progressive on the 848...looked at one when I got the Monster...they wanted something like $2k a year!!! That is more than the full coverage on my wife's Audi!!!

[teddy037.2]

that's about what I pay for my 620 from progressive.

31, no tix/accidents (ever), full coverage.

geico can suck my balls. I saved $1400/year by switching FROM them when I bought my gti

[hihhs]

Yep. Geico wanted $2k a year for the Audi w/o comprehensive coverage. That's why I didn't talk to them about  the Monster. I figured they'd be too high.

[DRKWNG]

Who are you guys insured with now?  I was using USAA when living in the UK and in Germany, shopped around and found out that Geico was significantly cheaper that USAA (and everyone else for that matter) on all of my vehicles.

[teddy037.2]

allstate for car (when I bought the bike, they had an "all ducati" exclusion for bikes. idk about now, though)
progressive for bike

was going to look into a homeowner's policy w/allstate so I can combo the car... and ask about the bike again. but I'm lazy like that

[DRKWNG]

was going to look into a homeowner's policy w/allstate so I can combo the car... and ask about the bike again. but I'm lazy like that

Did you buy the place you just moved into?

[teddy037.2]

yes

[DRKWNG]

Cool man, congrats!  When is the house/condo warming party?

[teddy037.2]

thanks

ummm... idk... I suppose when I get some furniture, and finish unpacking and whatnot

[hihhs]

I've got Allstate for my homeowners insurance...
I might check if I can get a deal by switching the car & Duc to them also.

[teddy037.2]

I've got Allstate for my homeowners insurance...
I might check if I can get a deal by switching the car & Duc to them also.

lmk if it works! 

[eltristo]

I have the USAA for everything.  I have always had bad luck with Geico, even as a gov't employee.  The last time I tried them (about 3 years ago), they wanted to charge me about 50% more for just two cars and a bike than I was paying at the time for two cars, a bike, and homeowners insurance. 

even I'm not that dumb.