Riding with no health insurance.

[SacDuc]

Question: In your opinion is it okay to ride without health insurance? Have you done it? Would you carry a cupcake you knew did not have health insurance? Would it make a difference if you had kids? What if the uninsured passanger has kids?

Discuss.

sac

/first person to turn this thread political gets a punch in the balls

[kopfjäger]

I do not ride with passengers, if my dumbass gets make the beast with two backsed up thats one thing, but I couldn't deal with hurting a cupcake.

[Skybarney]

County hospital always served me well but I have never needed major medical, just assorted easily set broken bones.  I also never had any money or anything to lose, no wife, no kids.  Times have changed though and now I have insurance.  I would never ride uninsured (incl life ins) if I had family though as getting killed and leaving your family hold the bills for your playtime is simply not fair.

Oh and I removed the passenger pegs.  My girl is going to a MSF course this weekend so she can get hurt on her own without trashing my conscious.  Damn sure hope she beats the curve.   

[Triple J]

Riding uninsured is stupid. That is all.

[DanTheMan]

The last time home i rode for six months no health insurance. I would prefer to have it, but sort of expensive to pay for yourself. Also haven't had insurance for the last 2.5 years. I refrained from doing any real "sport" or aggressive riding. But there was one off road trip through death valley. And i guess commuting in the bay area has its hazards.

When i did my tour through the US i did purchase a high deductible package for the three months of travel.

kids family and responsibilities would change all that.

[Ducatamount]

How many have donated blood?
Someday, you may need.... (knock on wood)
DO IT.

[Howie]

Riding or not you need health insurance.  Shit happens, young and old.

[Spy+]

I do not ride with passengers, if my dumbass gets make the beast with two backsed up thats one thing, but I couldn't deal with hurting a cupcake.

my thoughts exactly

[Grampa]

God is my cupcake.


(no political)



*covers balls.

[d3vi@nt]

Riding or not you need health insurance.  Shit happens, young and old.

What Howie said. A couple weeks hospital stay or even minor surgery can put a person in debt for life.

[krolik]

I've never had to ride without health insurance, whenever I've had a bike, I was also employed or else had health insurance. Never really had to think about it.

[Popeye the Sailor]

Riding uninsured is stupid. That is all.

'Splain. 

[DanTheMan]

'Splain. 

Total up your buddy's medical bills when he busted his hip...thats why.

[Drjones]

Riding or not.

Everyone should have at least major incident medical insurance, because just an ambulance ride cost is enough to banrupt a lot of people.  Term life insurance is also recommended; if you're single then just enough coverage to bury you and if you have obligations (wife children, etc.) then 10x your yearly salary.

If you don't have those two things then I will punch you in your balls for being stoopid.

[Ddan]

What Howie said. A couple weeks hospital stay or even minor surgery can put a person in debt for life.

So $500-600/mo. for a policy that will likely leave you with significant out of pocket expenses is different than being in debt?